Like most of us, you may find yourself spending thousands of your hard-earned dollars a year on Private Health Insurance.  And, like most of us, you may find yourself wondering exactly what it is you’re getting in return. Luckily, there are a number of things you can do to ensure you’re getting the best possible return on your health cover investment.

To give you a headstart, we’ve put together a few simple steps that you can take today to make the most of your Private Health Insurance cover for yourself and your family.

Know your local preferred providers

Health insurance funds will often partner with, or even own, a network of participating providers. These “Preferred providers” will have a special arrangement with the insurer that can bring a number of benefits such as:

  • Discounted or agreed rates for members
  • Higher rebates than non-preferred providers

By getting to know your preferred providers you can not only save money, but save valuable time when it comes to claiming your benefits as well.

Tip: It’s easy to search HealthEngine for dental clinics by their preferred provider status. Add one of your insurer’s preferred dentists to your ‘My Care Team’ today!

Know your Policy and its benefits

Do you know all of the benefits you’re entitled to with your extras cover?  Like most of us, you could be missing out on a number of benefits simply because you’re not aware of them.

Did you know: Many funds’ extras cover packages include a free dental scale and clean every year? Find a dentist near you and book now!

If you feel like you’re not using many of your extras benefits, you are not alone. Recent studies found that up to $4.5 BILLION in extras cover benefits go unclaimed each year in Australia. Talk about ‘use it or lose it’!  In fact, two thirds of Australians surveyed were unsure what extras benefits, if any, they had claimed for the previous year.


Manage your care team in one handy spot

Our iOS app allows you to manage your personalised team of healthcare providers using our “My Care Team” feature (coming soon to Android). Download the HeathEngine app now and add your preferred providers to your “My Care Team” so they’re always a tap away.

Download the HealthEngine app today and put your health in your hands.


A: Use HealthEngine to find and book your next Dentist appointment. Click on the following locations to find a Dentist clinic in your state or territory.


This article is for informational purposes only and should not be taken as medical advice. If in doubt, HealthEngine recommends consulting with a registered health practitioner.

All content and media on the HealthEngine Blog is created and published online for informational purposes only. It is not intended to be a substitute for professional medical advice and should not be relied on as health or personal advice. Always seek the guidance of your doctor or other qualified health professional with any questions you may have regarding your health or a medical condition. Never disregard the advice of a medical professional, or delay in seeking it because of something you have read on this Website. If you think you may have a medical emergency, call your doctor, go to the nearest hospital emergency department, or call the emergency services immediately.